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Can an NRI account be opened online?

NRIs and Persons of Indian Origin (PIO) must ensure that their residential status is marked as Non resident on the ITD website to open an account.

Yes, you can open an NRI trading and demat account online, but the process varies based on your location:

  • NRIs in India: You can complete the entire process online using e-sign facility.
  • NRIs outside India: You can complete the application online but must print, sign, and courier documents to Zerodha.

You need to have all required documents ready before starting your application.

How to open your NRI account

  1. Start your application: Visit signup.zerodha.com/nri and verify email address.
  2. Choose your account type: Select NRO or NRE.
  3. Verify your mobile number: Complete verification using WhatsApp OTP.
  4. Verify your PAN: Enter your details as per the Income Tax Database (ITD).
  5. Make payment: Pay the ₹500 account opening fee.
  6. Personal details: Fill in all the required information, including PEP status.
  7. Link your bank account: Provide NRE/NRO account details.
  8. Upload address proof: Upload notarised overseas address proof.
  9. FATCA declaration: Declare tax residency countries.
  10. Webcam verification: Complete In-Person Verification (IPV).
  11. Document upload: Submit all the required documents.

Final step:

Your account will be activated within 48 hours after verification.

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