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How to withdraw funds instantly in Zerodha, and how does it work?

Using the instant withdrawal feature, clients can instantly withdraw funds from their Zerodha account to their primary bank account. For the withdrawals to be instant, clients must ensure the following:

  • Instant withdrawal requests can be submitted only once per day between 9:00 AM and 4:00 PM on trading days. Regular withdrawal requests can be placed without restrictions.
  • Withdrawal request must be for a minimum of ₹100 and not exceed ₹50,000 per day.
  • Clients must not have any orders (unfilled, filled or cancelled) or positions (open or closed) other than Cash and Carry (CNC) sell orders. To learn more about CNC, see What does CNC, MIS and NRML mean?

Example scenario

  1. Mrs. Aditi has ₹75,000 withdrawable balance.
  2. She has no open orders or positions.
  3. She placed a withdrawal request at 10:30 AM for ₹15,000, which was processed immediately.
  4. She places another withdrawal request at 2:30 PM for ₹20,000. This request will get rejected as only one instant withdrawal is allowed per day.

To place an instant withdrawal request:

  1. Tap on user ID.
  2. Tap on Funds.
  3. Tap on Instant.
  4. Enter the amount. Minimum of ₹100 and up to ₹50,000.
  5. Tap on Continue and then on Confirm.


Did you know?

  • The instant withdrawal feature cannot be used to withdraw funds added during the day.
  • Proceeds from the sale of holdings are only available for instant withdrawal on the next trading day after 11:00 AM.
  • If any segments have cancelled orders, except for equity CNC sell orders, instant withdrawal will be unavailable.
  • Funds cannot be instantly withdrawn on weekends, trading holidays, or settlement holidays.
  • Instant withdrawal is currently not supported for UCO Bank, Karur Vysya Bank (KVB) and Paytm Payments Bank.

Clients may get the Instant Payouts window is closed error, if they try to withdraw funds before 9 AM. This error may persist even after 9 AM, and the user may have to wait until 9:20 AM before placing another instant withdrawal request.