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How to withdraw money instantly in Zerodha, and how does it work?

Clients may get the Instant Payouts window is closed error, if they try to withdraw funds before 9 AM. This error may persist even after 9 AM, and the user may have to wait until 9:20 AM before placing another instant withdrawal request.

Using the instant withdrawal feature, clients can instantly withdraw money from their Zerodha account to their primary bank account. There are no charges to use this feature. For the withdrawals to be instant, clients must ensure the following:

  • Instant withdrawal requests can be submitted only once per day between 9:00 AM and 4:00 PM on all days, including weekends. Regular withdrawal requests can be placed without restrictions.
  • Withdrawal requests must be for a minimum of ₹100 and not exceed ₹1,00,000 per day.
  • Clients must not have any orders (pending, executed or cancelled) or positions (open or closed) other than Cash and Carry (CNC) sell orders. To learn more about CNC, see What does CNC, MIS and NRML mean?

Example scenario

  1. Mrs. Aditi has ₹1,00,000 withdrawable balance.
  2. She has no open orders or positions.
  3. She placed a withdrawal request at 10:30 AM for ₹75,000, which was processed immediately.
  4. She places another withdrawal request at 2:30 PM for ₹20,000. This request will get rejected as only one instant withdrawal is allowed per day.

To place an instant withdrawal request:

  1. Tap on user ID.
  2. Tap on Funds.
  3. Tap on Instant.
  4. Enter the amount. Minimum of ₹100 and up to ₹1,00,000.
  5. Tap on Continue and then on Confirm.


Did you know?

  • The instant withdrawal feature cannot be used to withdraw money added during the day.
  • If any segments have cancelled orders, except for equity CNC sell orders, instant withdrawal will be unavailable.
  • Credit from the previous day's sale of holdings will not be included in the withdrawable balance on settlement and trading holidays and weekends. For example, credit from the sale of holdings on 17/05/2024 (Friday) will be available for withdrawal only on 21/05/2024 (Tuesday), since 20/05/2024 (Monday) is a settlement holiday.
  • Instant withdrawal is currently not supported by Paytm Payments Bank.
  • If an instant withdrawal fails, a regular withdrawal must be placed, as instant withdrawals are only allowed once.
  • Instant withdrawal amount must be a whole number and must not include any decimal value.
  • The withdrawable balance on Console will not be updated once money is withdrawn using instant withdrawal.
  • Clients who have linked an Orbis account to Zerodha cannot withdraw funds using the instant withdrawal feature. To learn how to withdraw funds, see How to place a fund withdrawal request for Orbis account?
  • The instant withdrawal feature can be used even if there are open GTT orders. To learn more about GTT, see What is the Good Till Triggered (GTT) feature?