View all categories

How to set up automatic fund transfers from a bank account to a Zerodha trading account?

The eMandate facility can be used to automatically transfer up to ₹1 crore at pre-set schedules from the bank account to the Zerodha account. Current bank accounts cannot be used to create eMandates. To create an eMandate, follow these steps:

  1. Visit and click on Create a new mandate.
  2. Select the account for which the mandate is to be created.
  3. Authenticate the bank account using a debit card or netbanking.
  4. Follow the on-screen instructions to complete the process on the bank’s mandate approval gateway.
  5. Once the mandate is registered, create a schedule to transfer funds to the Zerodha account.

It may take up to 5 days for the bank to activate the mandate.

Follow these steps to create a schedule:

  1. Name the schedule.
  2. Select fund transfer date.
  3. Select frequency and the amount to be transferred.
  4. Click on Create schedule.

There are no charges for eMandate registrations or transactions at Zerodha. However, in case a transaction fails due to insufficient funds, the bank may charge a penalty.