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I already have an existing account with Zerodha, can I still open a 3 in 1 account?

Yes, you can convert your existing account to a 3-in-1 account if the primary bank account linked at Zerodha is an IDFC FIRST Bank account.  The procedure to do so is as follows - 

1. Visit and click on continue with Kite.

2. Verify your 'Personal details' and 'Bank details' and click on “Convert to IDFC FIRST Bank 3-IN-1 ACCOUNT”

3. Download the 'Common POA', print it out and fill it up. After filling it up, send it to our Head office address - 

Zerodha H.O [No.153/154 4th Cross Dollars Colony,
Opp. Clarence Public School,
J.P Nagar 4th Phase, Bangalore - 560078]

Once we receive your POA, we will process it within 24-48 hours. Once this is done, your 3-in-1 account will be opened and you can begin enjoying its benefits.


1. There are no charges for the converting of your existing account to a 3-in-1 account. However, for change in primary bank, you will be charged Rs 25 + 18% GST.

2. After you convert you account into a 3-in-1 account, you can still transfer funds into your trading account from your other secondary bank account if any.