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I already have an existing account with Zerodha, can I still open a 3 in 1 account?

Yes, you can convert your existing account to a 3-in-1 account if the primary bank account linked at Zerodha is an IDFC FIRST Bank account. The procedure to do so is as follows:

1. Visit this website and click on continue with Kite.

2. Verify your 'Personal details' and 'Bank details '. Then click on “Convert to IDFC FIRST Bank 3-IN-1 Account”

3. Download the 'Common POA' . Print and fill it up. After you have filled the form, send it to our Head office address -

Zerodha H.O [No.153/154 4th Cross Dollars Colony,

Opp. Clarence Public School,

J.P Nagar 4th Phase, Bangalore - 560078]

Once we receive your POA, we will process it within 24-48 hours. After this, your 3-in-1 account will be opened and you can begin enjoying its benefits .


  1. There are no charges for the converting of your existing account to a 3-in-1 account. However, for change in primary bank , you will be charged Rs 25 + 18% GST.
  2. After you convert your account into a 3-in-1 account, you can still transfer funds into your trading account from your other secondary bank account if any.
  3. In case you get a message stating “Your IDFC bank details don't match” it may be because:
  4. The 3-in-1 account facility is only available for individuals.
    1. The Bank account linked might have you as a secondary or third holder- The bank account should be in your name or you must be the first holder if it is a joint account.
    2. The Bank account may not have your PAN updated. You can update your PAN using the internet banking or mobile banking facility.