Can eMandate be set up using a joint account?

Some banks do not allow you to create eMandates from joint bank accounts. You can create standing instructions instead by adding Zerodha as a beneficiary using Zerodha's bank account details to automatically transfer funds on predefined dates from your netbanking portal.

Here is the process to create a standing instruction in HDFC Bank as an example:

1. Select Transfer within the bank.
2. Under Transfer type, select Set Standing Instruction.
3. Select Start Date, Frequency & End Date as per your requirement.
4. Select Zerodha as Beneficiary and Continue.