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Can eMandate be set up using a joint account?

Some banks don’t allow eMandates to be created from joint bank accounts. In such cases, standing instructions can be created by adding Zerodha’s account as a beneficiary to automatically transfer funds on predefined dates from the net banking portal. See Zerodha’s bank account details .

Here is the process to create a standing instruction in HDFC Bank as an example:

  1. Select Transfer within the bank.
  2. Under Transfer type, select Set Standing Instruction.
  3. Select Start Date, Frequency & End Date as per your requirement.
  4. Select Zerodha as Beneficiary and Continue.