Can eMandate be set up using a joint account?
Some banks do not allow eMandates to be created from joint bank accounts. In such cases, standing instructions can be created by adding Zerodha’s account as a beneficiary to automatically transfer funds on predefined dates from the net banking portal. See Zerodha’s bank account details.
Here is the process to create a standing instruction in HDFC Bank as an example:
- Select Transfer within the bank.
- Under Transfer type, select Set Standing Instruction.
- Select Start Date, Frequency & End Date as per your requirement.
- Select Zerodha as Beneficiary and Continue.
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