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What does IRP (Insolvency Resolution Process) mean?

As per Zerodha's policy, fresh buying is blocked in stocks under IRP stage 1 and above (DOC).

IRP, or Corporate Insolvency Resolution Process, is a procedure established under the Insolvency and Bankruptcy Code, 2016. The IBC serves as India's bankruptcy legislation.

Financial creditors can initiate the insolvency resolution process when a corporate debtor defaults on repayment of creditors' dues. The creditor must file an application with the National Company Law Tribunal (NCLT) to start the resolution process.

Once the NCLT admits the application, the company's assets freeze for six months. During this period, the NCLT reviews revival options and decides the future course of action through debt resolution, corporate restructuring, or liquidation. This process happens in stages.

Trading restrictions for IRP stocks

  • Your holdings of IRP stage 1 and above stocks can only be sold on the first trading day of the week (Monday, or Tuesday if Monday is a trading holiday).
  • No intraday trading
  • No Buy Today Sell Tomorrow (BTST)
  • 100% margins apply
  • Fresh buying blocked for stage 1 and above stocks
  • Platform visibility:
    • Kite holdings: IRP stocks appear only on the first trading day of the week
    • Console: IRP stocks remain visible on all trading days
  • Exchanges apply additional surveillance mechanisms (WEB) on IRP stocks

Check the list of stocks under Insolvency Resolution Process

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