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How to open a Zerodha IDFC First Bank 3-in-1 account?

Due to technical changes being made by IDFC FIRST Bank, requests to convert the Zerodha account to a 3-in-1 account are on hold. However, clients can still transfer funds from their IDFC FIRST Bank accounts using UPI and netbanking.

The process to open a Zerodha IDFC FIRST Bank 3-in-1 account is the same as opening a regular resident account. An IDFC FIRST Bank account has to be linked to the Zerodha account to get the benefits of a Zerodha IDFC FIRST 3-in-1 account. To learn how to open a Zerodha account, see How to open a Zerodha account online?

To open an IDFC FIRST Bank account, visit

Once the Zerodha account and IDFC FIRST Bank account are opened, enable the 3-in-1 facility by following these steps:

  1. Visit
  2. Authenticate the bank details using the OTP sent to the mobile number registered with Zerodha.