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Can IPO bids be placed only through the UPI ID linked to the primary bank account at Zerodha?

For individual accounts, using any bank's UPI ID in the applicant's name to apply for IPOs is possible. However, in the case of joint accounts, the applicant must be one of the account holders in the bank account linked to Zerodha. It is not permissible to use UPI IDs of bank accounts in which the applicant is not an account holder to apply for IPOs.

The list of apps and banks that support UPI IPO applications can be checked by visiting To learn more about applying for an IPO, see How to apply for an IPO, and how to stay informed of new ones?