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How to add money to my account using UPI?

To add money to your account using UPI, follow the steps below:

On Kite app

  1. Click on Funds .
  2. Click on Add Funds , and enter the amount.
  3. Click on UPI and Select the UPI app
  4. On the UPI app, you will receive a collect request from Zerodha. Enter your UPI PIN and approve the transfer. Ensure you make the payment from the collect request only and not by initiating a new transfer to Zerodha’s VPA UPI ID.


On Kite web

  1. Under the Funds tab, click on Add funds.
  2. Enter the amount and select UPI as the Payment mode.
  3. Enter your UPI ID linked to your bank account that is registered with Zerodha.
  4. On the UPI app, you will receive a collect request from Zerodha. Enter your UPI PIN and approve the transfer. Ensure you make the payment from the collect request only and not by initiating a new transfer to Zerodha’s VPA UPI ID.


You will see a confirmation on the Zerodha payment page as shown below:


The funds will start reflecting instantly in your account under Pay-in in the Funds tab.

If you have the UPI app installed on another device, the collect request will have to be validated on the other device.

Did you know?

  • UPI transfer has a limit of ₹2,00,000/- per day. Your bank may have further restrictions on the amount per transaction that you will have to check with your banks. For example, Bank of India allows only ₹10,000 per transaction.
  • You can make up to 35 transfers per day.
  • If you transfer funds to your trading account between 12 AM and 7:30 AM, it won't reflect on your trading terminal until after 7:30 AM.
  • You can only add money from your primary or secondary bank account linked with Zerodha. To know how to link an additional secondary bank account, see How do I add a secondary bank account to my Zerodha account?