You can change the secondary bank account by following these steps:
- Log in to Console.
- Click on the Account.
- Click on Bank.
- Click on Modify bank account icon.
- Enter the new account number and IFSC, and accept the terms and conditions.
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Select to receive the OTP via e-mail or mobile and click on
Send OTP.
- Enter the OTP and click on Verify.
A test transfer is initiated to the new secondary bank account for verification. If this verification fails, or if a joint bank account is being linked and the Zerodha account holder is not the first holder, create a ticket with any one of the following bank proofs:
- A self-attested scanned copy of a personalised cancelled cheque with the name printed on the cheque leaf.
- A self-attested copy of the bank statement with the name, IFSC and MICR numbers clearly visible.
- A self-attested copy of the bank passbook with the name, IFSC and MICR numbers clearly visible.
The request is processed within 48 working hours, and a confirmation email is sent. There are no charges to change the secondary bank account.
Individual and non-individual Zerodha account holders can follow the above process to change their secondary bank account.