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How to change the primary bank account?

Individual account holders and NRO Non-PIS 1 clients can change their primary bank account online by following these steps:

  1. Log in to console.zerodha.com.
  2. Click on the Account.
  3. Click on Bank.
  4. Click on Modify bank account icon.
  5. Enter the new account number and IFSC.
  6. Accept the terms and conditions .
  7. Click on Proceed to e-sign and then on Sign now.
  8. Select the check box, enter the Aadhaar number and click on Send OTP.
  9. Enter the OTP received on the mobile number and click on Verify OTP.


A test transfer is initiated to the new primary bank account for verification. If this verification fails, an email explaining the same is sent, and the offline process should be followed.

Clients can add a joint bank account as the primary bank account if the primary holder of the bank and demat account are the same. If they are not the same, courier the account modification form (PDF) and the bank proof 1 to Zerodha.

The following account holders must follow the offline process and courier the necessary documents to change their primary bank account:

Account type Documents required
An Individual account where a mobile number or email ID is not linked to Aadhaar. Courier the account modification form (PDF) and the bank proof 1 to Zerodha.
An Individual account linked with a proprietorship bank account Courier the account modification form (PDF) , banker's letter (PDF) and bank proof 1 to Zerodha.
Joint Zerodha account Courier the account modification form (PDF) and the bank proof 1 to Zerodha.
NRE and NRO -PIS account Courier the account modification form (PDF) and the bank proof 1 to Zerodha.
Non-individual accounts

HUF, Corporate, Partnership, Limited liability partnership, AOP, Trust
Courier the account modification form (PDF) and the bank proof 1 to Zerodha.

Courier the documents to:

Zerodha,
153/154, 4th Cross, J.P Nagar 4th Phase,
Opp. Clarence Public School,
Bengaluru - 560078

The new primary bank will be linked within 48 hours, and Zerodha will send a confirmation email. ₹25 + GST is charged to change the primary bank account. A maximum of three bank accounts can be linked to the trading account, one primary bank account and two secondary bank accounts.

Notes :

1 Bankproof can be any one of the following:

  • Personalised cancelled cheque with the name printed on the cheque leaf.
  • Self-attested bank statement with the IFSC and MICR clearly visible.
  • Self-attested bank passbook.