Individual account holders and NRO Non-PIS clients can change their primary bank account online. Other account types must follow the offline process.
Online process
Follow these steps to change your primary bank account online:
- Log in to Console
- Click on the Account.
- Click on Bank.
- Click on Modify bank account icon.
- Enter the new account number and IFSC.
- Accept the terms and conditions .
- Click on Proceed to e-sign and then on Sign now.
- Select the check box, enter the Aadhaar number and click on Send OTP.
- Enter the OTP received on the mobile number and click on Verify OTP.
Zerodha initiates a test transfer to your new primary bank account for verification. If this verification fails, Zerodha will send you an email explaining the issue, and you must follow the offline process.
Joint bank accounts
You can add a joint bank account as your primary bank account if the primary holder of the bank and demat account is the same. If they are not the same, courier the account modification form (PDF) and bank proof to Zerodha.
For minor accounts, you can change the primary bank account online by following the above steps. However, the guardian must e-sign using their Aadhaar, and the bank details must be for the minor.
Offline process
The following account holders must follow the offline process and courier the necessary documents to change their primary bank account:
| Account type | Documents required |
| An Individual account where a mobile number or email ID is not linked to Aadhaar. | Courier the account modification form (PDF) and the bank proof 1 to Zerodha. |
| An Individual account linked with a proprietorship bank account | Courier the account modification form (PDF), banker's letter (PDF) and bank proof 1 to Zerodha. |
| Joint Zerodha account | Courier the account modification form (PDF) and the bank proof 1 to Zerodha. |
| NRE and NRO-PIS account |
Courier the account modification form
(PDF)
and the bank proof
1
to Zerodha. Alternatively, if your mobile number is linked to Aadhaar, you can
esign the forms
and submit them by
creating a ticket.
You can refer to the sample copy (PDF). |
|
Non-individual accounts
HUF, Corporate, Partnership, Limited liability partnership, AOP, Trust |
Courier the account modification form (PDF) and the bank proof 1 signed by the authorised signatory with seal and stamp to Zerodha. |
Ensure that the signature on the documents matches the signature in the account.
Courier your documents to:
Zerodha Customer Support Centre
192A 4th Floor,
Kalyani Vista, 3rd Main Road,
JP Nagar 4th Phase,
Bengaluru, 560076
Zerodha will link your new primary bank account within 72 hours and send you a confirmation email. A charge of ₹25 + GST applies to change your primary bank account. You can link a maximum of three bank accounts to your trading account: one primary bank account and two secondary bank accounts.
Note
1 Bankproof can be any one of the following:
- Personalised cancelled cheque with the name printed on the cheque leaf.
- Self-attested bank statement with the IFSC and MICR clearly visible.
- Self-attested bank passbook.
Did you know? PayTM payments bank cannot be linked to a Zerodha account.