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How to convert a secondary bank account into a primary bank account at Zerodha?

You can convert your secondary bank account into a primary bank account online if your Aadhaar is linked to a mobile number. Follow these steps on Console:

  1. Log in to Console.
  2. Click on Account.
  3. Click on Bank.
  4. Click on Set as primary and then on Proceed to e-sign.
  5. Accept the Terms and Conditions and click on Proceed.
  6. Click on Sign now.
  7. Provide authorisation, enter the Aadhaar number and click on Send OTP.
  8. Enter the OTP received and click on Verify OTP.


Zerodha processes your request within 72 working hours and sends you a confirmation email. A charge of ₹25 + 18% GST will apply, which Zerodha will debit from your account. When Zerodha converts your secondary bank account to the primary account, your current primary bank account will automatically become the secondary account.

Did you know? While the interchange is being processed, if the customer places a withdrawal request, the funds get credited to the old primary bank account.

You can also change your primary bank through Console.

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