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How to convert a secondary bank account into a primary bank account at Zerodha?

To convert a secondary bank account into a primary bank account online, the Aadhaar must be linked to a mobile number. To convert a secondary bank account into a primary bank account, follow these steps on Console:

  1. Click on Account.
  2. Click on Bank.
  3. Click on Set as primary and then on Proceed to e-sign.
  4. Accept the Terms and Conditions and click on Proceed.
  5. Click on Sign now.
  6. Provide authorisation, enter the Aadhaar number and click on Send OTP.
  7. Enter the OTP received and click on Verify OTP.


The request is processed within 72 working hours, and a confirmation email is sent. A charge of ₹25 + 18% GST will be applicable, which will be debited from the Zerodha account.

Did you know? While the interchange is being processed, if the customer places a withdrawal request, the funds get credited to the old primary bank account.

To change the primary bank account, see How to change the primary bank account?