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What are the limits on fund transfers and fund withdrawals in Zerodha?

The fund transfer limits for various modes of payment per day are as follows:

  • Net banking on Kite: Up to 25 transfers between ₹50 and ₹1 crore per transaction. Banks may have further restrictions.
  • UPI: Up to 35 UPI transfers of ₹1 – ₹2 lakh per day. Banks may have further restrictions on the amount per transaction.
  • NEFT and RTGS: There are no limits imposed by Zerodha, but banks may have further restrictions.
  • IMPS: ₹2 lakh per transaction for most banks. However, there are no limits imposed by Zerodha. Banks may have further restrictions on the amount per transaction.

A maximum of ₹5 Crores can be withdrawn per day. For instant withdrawals, the withdrawal requests must be for a minimum of ₹100 and not exceed ₹1,00,000 per day. The withdrawal limit is subject to the availability of withdrawable balance in the trading account. To learn more, see What is the withdrawable balance?