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How much time does it take for the funds to get transferred to my Zerodha account?

The time taken for the funds to get transferred to your Zerodha account depends on the method of transfer. They are as follows:

Method Time taken Charges
NEFT/RTGS Within 2 hours Bank charges may apply.
IMPS Within 10 minutes Bank charges may apply.
UPI Instant Free
Instant Payment Gateway Instant ₹9 + 18%GST
Cheque 3-5 working days Free

If you don't see the funds in your Zerodha account within the timelines, please create a ticket .

Did you know?

  1. Fund transfers only from the linked bank accounts will be accepted. You can have more than one bank account linked to your Zerodha account. To see your linked bank accounts, visit
  2. Funds transferred to your account between 12 AM and 7:30 AM, won't reflect until after 7:30 AM.
  3. You can add a maximum of ₹1 Crore using internet banking using the payment gateway and ₹2 lakhs using UPI in a single transaction. If you want to transfer more than ₹1 Crore using internet banking, please make multiple transfers. However, this will differ based on the bank and the limit prescribed by them.
  4. The minimum amount you can transfer using internet banking is ₹50, and for UPI, ₹1.