How much time does it take for the funds to get transferred to the Zerodha account?
Funds transferred to the Zerodha account between 12 AM and 7:30 AM will reflect only after 7:30 AM.
The time taken for the funds to get transferred to the Zerodha account depends on the method of transfer. They are as follows:
| Method | Time taken | Charges |
| NEFT/RTGS | Usually within 2 hours | Bank charges may apply. |
| IMPS | Usually within 10 minutes | Bank charges may apply. |
| UPI | Instant | Free |
| Instant Payment Gateway | Instant | ₹9 + 18%GST |
| Cheque | 3-5 working days | Free |
Create a ticket if the funds are not updated within the above timelines.
Did you know?
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Fund transfers will be accepted only from the linked bank accounts. More than one bank account can be linked to the Zerodha account. To see the linked bank accounts, log in to
console.zerodha.com/account/bank.
- A maximum of ₹1 crore can be added through internet banking using the payment gateway and ₹2 lakhs using UPI in a single transaction. To transfer more than ₹1 crore using internet banking, make multiple transfers. However, this will differ based on the bank and the limit prescribed by them.
- The minimum amount that can be transferred using internet banking is ₹50, and UPI is ₹1.
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Fund transfers will be accepted only from the linked bank accounts. More than one bank account can be linked to the Zerodha account. To see the linked bank accounts, log in to
console.zerodha.com/account/bank.
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