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How much time does it take for the funds to get transferred to the Zerodha account?

Funds transferred to the Zerodha account between 12 AM and 7:30 AM will reflect only after 7:30 AM.

The time taken for the funds to get transferred to the Zerodha account depends on the method of transfer. They are as follows:

Method Time taken Charges
NEFT/RTGS Usually within 2 hours Bank charges may apply.
IMPS Usually within 10 minutes Bank charges may apply.
UPI Instant Free
Instant Payment Gateway Instant ₹9 + 18%GST
Cheque 3-5 working days Free

Create a ticket if the funds are not updated within the above timelines.

Did you know?

    • Fund transfers only from the linked bank accounts will be accepted. More than one bank account can be linked to the Zerodha account. To see the linked bank accounts, log in to
    • A maximum of ₹1 crore can be added through internet banking using the payment gateway and ₹2 lakhs using UPI in a single transaction. To transfer more than ₹1 crore using internet banking, make multiple transfers. However, this will differ based on the bank and the limit prescribed by them.
    • The minimum amount that can be transferred using internet banking is ₹50, and UPI is ₹1.