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What are the limits on fund transfers and fund withdrawals in Zerodha?

You can add funds using net banking, UPI, NEFT, RTGS, IMPS, and cheque. You can withdraw any amount up to your available withdrawable balance.

Fund transfer limits

The fund transfer limits for various modes of payment per day are as follows:

  • Net banking on Kite: You can make up to 25 net banking transfers per day. Zerodha does not impose any limits on transfer amounts. However, your bank may have restrictions on transfer amounts.
  • UPI: You can make up to 35 UPI transfers per day, with each transfer up to ₹5 lakh. Your bank may impose additional restrictions on the amount per transaction.
  • NEFT and RTGS: Zerodha does not impose any limits on NEFT and RTGS transfers. However, your bank may have restrictions on transfer amounts.
  • IMPS: Most banks allow IMPS transfers up to ₹2 lakh per transaction. Zerodha does not impose any limits, but your bank may have restrictions on the amount per transaction.

Withdrawal limits

You can withdraw any amount subject to the availability of withdrawable balance in your trading account. For withdrawals up to ₹5 crores, you can place a request directly from Console. However, if you wish to withdraw more than ₹5 crores, please create a ticket.

For instant withdrawals, the withdrawal requests must be for a minimum of ₹100 and not exceed ₹2,00,000 per day.

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