Can funds be transferred using IMPS, NEFT, RTGS or cheque from bank accounts not linked to the Zerodha account?

As per the SEBI mandate, funds can be transferred only from bank accounts linked to the Zerodha account. If funds are transferred via IMPS, NEFT, RTGS or cheque from an unlinked bank account create a ticket and attach a bank statement showing the transaction details along with the following details:

• Account holder's name
• Account number
• IFSC
• Bank branch

The amount will be refunded within 48 working hours of creating the ticket.

Multiple bank accounts can be linked to a Zerodha account, i.e., one primary bank account and two secondary bank accounts. The primary bank account can be used to add and withdraw funds to and from the Zerodha account. However, the secondary bank accounts can only be used to add funds to the Zerodha account and cannot be used for withdrawals. To learn how to change the primary bank account, see How to change the primary bank account? To learn how to add a secondary bank account, see How to add a secondary bank account to a Zerodha account?

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• If a client has transferred funds from an unmapped NRE account, the fund transfer cannot be reversed. The client must provide an NRO bank account to which the amount will be credited.
• An Overdraft (OD) bank account cannot be linked with Zerodha.