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Why are the funds transferred through IMPS not reflecting in the Zerodha account?

Funds transferred through IMPS usually take up to 10 minutes to reflect in the Zerodha account after transferring during market hours. Fund transfers only from linked bank accounts are accepted. If funds are transferred from an unlinked bank account, see Can funds be transferred using IMPS, NEFT, RTGS or cheque from bank accounts not linked to the Zerodha account? to learn how to reverse such transfers.

If the IMPS fund transfer is initiated using HDFC netbanking or using IMPS/NEFT/RTGS from any Co-operative bank, the funds will not automatically reflect in the Zerodha account since Zerodha does not receive the sender's complete account details from the banks, and such transactions need to be mapped manually. Please create a ticket and attach a soft copy of the bank statement with the bank account and transaction reference number visible, which shows a debit towards Zerodha account, for the funds to reflect in the Zerodha account.