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Can funds be transferred directly from the UPI app?

No, funds cannot be transferred directly from the UPI app. The fund transfer must be initiated from Kite by entering the UPI ID. A collect request is sent on the UPI app once the fund transfer is initiated, and the payment must be completed only from the collect request. To learn how to add funds using UPI, see How to add money to my account using UPI?

Fund transfers made directly from the UPI are not updated on Kite as Zerodha does not receive the source account number. To reverse such transfers, create a ticket.