The error Primary bank change cannot be processed online for your account. Please initiate request offline is displayed for the following Zerodha accounts:

• An individual account with a mobile number or email ID not linked to Aadhaar: Courier the account modification form (PDF) and the bank proof ¹ to Zerodha.
• An Individual account linked with a proprietorship bank account: Courier the account modification form (PDF), banker's letter (PDF) and bank proof ¹ to Zerodha.
• Joint Zerodha account: Courier the account modification form (PDF) and the bank proof ¹ to Zerodha.
• NRE and NRO -PIS account: Courier the account modification form (PDF) and the bank proof ¹ to Zerodha.
• Non-individual accounts (HUF, Corporate, Partnership, Limited liability partnership, AOP, Trust): Courier the account modification form (PDF) and the bank proof ¹ signed by the authorised signatory with seal and stamp to Zerodha.

Ensure that the signature on the documents matches the signature in the account. To know the existing signature proof in the account, see Where can the submitted documents be checked while opening an account?

Courier the documents to:

Zerodha,
153/154, 4th Cross, J.P Nagar 4th Phase,
Opp. Clarence Public School,
Bengaluru - 560078

The new primary bank will be linked within 72 hours, and Zerodha will send a confirmation email. ₹25 + GST is charged to change the primary bank account. A maximum of three bank accounts can be linked to the trading account, one primary and two secondary.

Notes :

¹ Bankproof can be any one of the following:

• Personalised cancelled cheque with the name printed on the cheque leaf.
• Self-attested bank statement with the IFSC and MICR clearly visible.
• Self-attested bank passbook.

Did you know? PayTM payments bank cannot be linked to a Zerodha account. To learn why, see Can PayTM payment bank be linked to Zerodha?