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Why does Zerodha ask to redo KYC while opening an account, even though it was done while opening the bank account?

The KYC process followed by the bank and broker is different. Broking firms must follow the KYC registration process via the KYC Registration Agency (KRA), and banks follow the registration via the Central KYC Agency (CKYC). The KYC is fetched or created as part of the Zerodha account opening process.

The table below explains the differences between them:

KYC is limited to SEBI intermediaries. CKYC is universal for the Banking, financial services and insurance (BFSI) sectors.
KYC is identified with the PAN number. CKYC is identified by a 14-digit number (CKYC number).