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Why did CDSL or NSDL deposit money to my bank account?

Depositories usually credit money to the client's bank account for the following reasons:

1.  Interest credit on Sovereign Gold Bond (SGB)

SGBs generate a fixed yearly interest rate of 2.50 per cent on the initial investment amount. The interest will be deposited twice annually into the client's bank account, and the depositories will inform the client through email.



2. Dividends. To learn more, see What are dividends?

3. Partial entitlement may occur during corporate actions like bonus issues or stock splits, where money is received in a bank account instead of fractional shares that are entitled to the client. To learn more, see What is a fractional share?

4. Interest received from State Development Loans(SDL). To learn more about G-secs, visit