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Why are funds transferred using UPI not reflecting in the Zerodha account?

If the fund transfer using UPI has failed, and if the funds are debited from the bank account, the bank will reverse the funds. Please check with the bank for further clarification.

If the funds are transferred from a UPI ID linked to a bank account not registered with Zerodha, the fund transfer will fail, and the amount will not be credited. Banks can take up to 72 working hours to refund the amount.