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How do I add money to my Zerodha account?

There are three different modes to add money to your Zerodha account.

UPI

Transfer funds instantly from your registered bank account using UPI for free. Make sure to initiate all UPI transfers from our payment gateway for the funds to be updated to your Zerodha account instantly. To know how to transfer money using UPI, click here .

Instant payment gateway

You can transfer funds directly from the trading platform (Kite) using the instant payment gateway facility. This comes at a charge of Rs. 9 plus taxes with the convenience of instant credit. The payment gateway transfer through Kite currently is only possible for these banks .

IMPS/NEFT/RTGS transfer


NSE/BSE (Equity, F&O, Currency) MCX (Commodities)
Bank Name HDFC Bank HDFC Bank
Account Title ZERODHA BROKING LTD - CLIENT ACCOUNT ZERODHA COMMODITIES PRIVATE LIMITED MCX
Account Number ZERNSE ZERMCX
Account type Current account Current account
Bank Branch Sandoz Branch, Mumbai Sandoz Branch, Mumbai
IFSC Code HDFC0000240 HDFC0000240

Alternate account details


NSE/BSE (Equity, F&O, Currency) MCX (Commodities)
Bank Name HDFC Bank HDFC Bank
Account Title ZERODHA BROKING LTD - CLIENT ACCOUNT ZERODHA COMMODITIES PRIVATE LIMITED
Account Number 57500000302010 05230340002150
Account type Current account Current account
Bank Branch HDFC Bank, Richmond road, Bangalore HDFC Bank, Richmond road, Bangalore
IFSC Code HDFC0000523 HDFC0000523

Note: Unlike the usual bank account numbers, you’ll notice that our bank account numbers just have alphabets. Add these two accounts as payees to your registered bank account, and you'll be able to transfer funds to your trading account anytime.

The time taken for funds to reflect in your trading account varies depending on the method of your fund transfer. If you don't see the funds in your account within the timelines mentioned below, it is because you either have transferred the funds from an unregistered bank account or we haven't received your bank account details from the remitting bank. Click here for the resolution.

Method Time taken Charges
NEFT/RTGS Between 2 to 10 hours depending on your bank Free at Zerodha, bank charges may apply
IMPS 10 minutes during market hours Free at Zerodha, bank charges may apply
Cheque 3 to 5 working days Free
  1. We accept UPI transfers made through the Add Funds interface on Kite.
  2. We do not accept digital wallet transfers or transfers initiated directly from a UPI app.
  3. If you don’t see the credit in your trading account immediately after transferring funds from the instant payment gateway, click here . If the instant payment fails for any reason, you will need to wait at least 24 hours for the funds to reflect in your trading account.
  4. Please ensure that funds/monies are transferred only through the payment gateway on the trading platform or through NEFT/RTGS/IMPS from your bank. Double-check the account details mentioned here before initiating transfers from your bank. If you receive an email or phone call claiming to be from Zerodha soliciting fund transfers to an account number that is not mentioned here , please create a ticket here immediately with those details. Never provide sensitive account information like Telephone Code, password, client ID or personal details in response to an email. If you have entered such information, report it to us immediately. If you notice any spoofed (duplicate/unofficial) Zerodha website, let us know by creating a ticket here .
  5. In case of cheque payments, a charge of up to Rs. 350+ GST would be levied in case your cheque bounces. More information .
  6. Zerodha does not accept any deposits via cash/Demand Draft(DD).