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How do I add money to my trading account in Zerodha directly through Kite?

You can add funds directly using the payment gateway. There will be payment gateway charges of ₹9 + 18% GST per transfer. The minimum amount to be added is ₹50/-.

Alternatively, you can transfer funds up to ₹2 lakhs for free using UPI. See How to add money to my account using UPI?

The payment gateway transfer through Kite currently is only possible for the following banks:

Bank Name
Union Bank of India
Karur Vysya Bank
Kotak Mahindra Bank
Tamilnadu Mercantile Bank
Laxmi Vilas Bank (DBS)
Federal Bank
ICICI Bank
Bank of Maharashtra
Karnataka Bank
Indian Overseas Bank
Indian Bank
IDFC FIRST Bank
City Union Bank
Axis Bank
Dhanlaxmi Bank
Deutsche Bank
IDBI
Indusind Bank
Catholic Syrian Bank
HDFC Bank
Yes Bank
State Bank of India
AU Small Finance Bank

The steps to transfer funds using the payment gateway are as follows:

  1. Under Funds click on Add funds.
  2. Enter the amount.
  3. Select the segment, i.e., equity or commodity
  4. Select Primary or Secondary bank
  5. Select Netbanking and click on Continue.
  6. Authorise the transfer on the net banking portal. If you face issues on the internet banking page, contact your bank’s customer support for assistance.


  7. After authorising the payment, a window will pop up shortly with the details and status of the transaction.

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