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How do I add money to my trading account using IMPS, NEFT or RTGS?

You can add funds using NEFT/IMPS/RTGS using your Internet Banking by remitting the funds to Zerodha’s bank account.

You can add Zerodha as Beneficiary (Payee) in your internet banking portal and transfer funds. You can find the bank account numbers here.


NSE/BSE (Equity, F&O, Currency)
MCX (Commodities)
Bank Name
HDFC Bank
HDFC Bank
Account Title
ZERODHA BROKING LTD - CLIENT ACCOUNT
ZERODHA COMMODITIES PRIVATE LIMITED
Account Number
ZERNSE
ZERMCX
Account type
Current account
Current account
Bank Branch
Sandoz Branch, Mumbai
Sandoz Branch, Mumbai
IFSC Code
HDFC0000240
HDFC0000240
The time taken for funds to reflect in your trading account is as below - 

Method
Time taken
Charges
NEFT/RTGS
Between 2 to 10 hours depending on your bank
Free at Zerodha, bank charges may apply
IMPS
5 -10 minutes during market hours
Free at Zerodha, bank charges may apply

Note:
Fund transfers only from linked Bank Accounts will be accepted.

If you’re adding money using IMPS from Syndicate Bank, Allahabad Bank, Bank of India and Central Bank, the funds will not automatically reflect in your trading account. You will have to raise a ticket below for it to be manually updated. We suggest you use UPI as an alternative.

If you have an account with a co-operative bank and have transferred money using IMPS/NEFT you will need to send us the soft copy of the bank statement which shows a debit towards Zerodha account. You can do that by raising a ticket below.

Note: If you don't see the funds in your account within the timelines, you can raise a ticket below.