If your account has a balance less than Rs 10,000 (considered separately for equity and commodity segments) but you haven't made any trades in the month/quarter considered for settlement, then the money in your trading account will be sent to your bank account as per these circulars from NSE and MCX .

You will get an email intimation from us regarding the same and whenever a payout is processed you will get an SMS with the below message -

Dear [Name] Your withdrawal request for Rs. [Amount] has been processed.

To learn more about the Quarterly settlement and its impact, read this support article.