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How much time does it take to process a withdrawal request?

You can instantly withdraw money from your Zerodha account using the Instant withdrawal feature.
Zerodha processes fund withdrawal requests at specific cut-off times. If you place your request before the cut-off time, your funds are typically credited to your bank account within 24 hours of the cut-off time. If you place your request after the cut-off time, it takes an additional working day (up to 48 hours in total) for your funds to be credited.
The withdrawal cut-off time for your account depends on whether your Commodity segment is activated.

If your Commodity segment is not activated

  • Weekdays (Mon–Fri): 10:00 PM
  • Saturday: 4:30 PM
  • Sunday & Public Holidays: Requests are processed on the next working day

If your Commodity segment is activated

  • Weekdays (Mon–Fri): 11:59 PM
  • Saturday: 4:30 PM
  • Sunday & Public Holidays: Requests are processed on the next working day
Create a ticket if you have not received your funds after the expected timeframe.

Things to keep in mind

  • The Recent withdrawals section includes a reference number for Equity payouts.
  • If you have not traded during the day, have no open positions, have not placed an instant withdrawal request, and have a sufficient balance on the withdrawal day, your withdrawal request will be processed on the same day. If you place your request before 5:00 PM, your money will be credited to your bank account on the same day. If you place your request after 5:00 PM, your money will be credited on the next day.
  • If you have placed CNC sell orders, your regular withdrawal request will only be processed at 10:00 PM.
  • If you have enabled single ledger, your fund withdrawal requests are processed only at 11:59 PM, irrespective of the segments.

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