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When will I receive the funds in my bank account after my withdrawal request is processed?

A withdrawal request placed before 8:30 pm for equity accounts is processed the same day. Once we process your withdrawal request, our bank debits our account, and the following SMS confirming the withdrawal is sent to your registered mobile number:

Payout of Rs. [amount] for Zerodha a/c [client ID] is processed successfully. You will receive the funds on [date] during banking hours.

The date mentioned will be of the next working day for banks. Although we process the payout on the same day, you will receive the funds when your bank credits it to your account during banking hours. 

In most cases, the bank will credit your account by 12 noon. However, sometimes this can take longer depending upon your bank. You can get in touch with your bank and quote the transaction number in the payment advice sent on your registered email ID.

Note: Presently, not all banks offer 24x7 NEFT to merchants. Once this facility is available, you will get your funds in a few hours after the withdrawal is processed.