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What does the error "Failed to convert account type to 3-in-1" mean when converting a Zerodha account to Zerodha IDFC FIRST 3-in-1 account?

Due to technical changes being made by IDFC FIRST Bank, requests to convert the Zerodha account to a 3-in-1 account are on hold. However, clients can still transfer funds from their IDFC FIRST Bank accounts using UPI and netbanking.

The error Failed to convert account type to 3-in-1, is shown while converting a regular Zerodha account to a Zerodha IDFC FIRST account in the following cases: