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What to do if the bank has changed the branch IFSC or account number?

Sometimes, banks undergo internal restructuring, get merged or acquired, due to which the account numbers and IFSC can change.

In such cases, the account details must be updated with Zerodha. The account number or IFSC change can be updated by updating the bank account online. If the primary bank account details are changed, see How to change the primary bank account? to update the primary bank account details. If the secondary bank account details are changed, remove the existing secondary bank account and relink the bank account with the updated details. See How to remove a secondary bank account linked to a Zerodha account? and How to add a secondary bank account to a Zerodha account? to learn more.

The online modification is possible only if the mobile number is linked with Aadhaar. If the Aadhaar is unlinked or if a non-individual account (HUF, Corporate, or Partnership) is held, follow the offline process explained below.

Download the account modification form (PDF), and send it to Zerodha's head office along with the following bank account proof:

  • Personalised cancelled cheque with the account holder's name printed on the cheque leaf.
  • Self-attested bank statement with IFSC and MICR clearly visible.
  • Bank passbook.

Courier the forms to:

153/154, 4th Cross, J.P Nagar 4th Phase,
Opp. Clarence Public School,
Bengaluru - 560078

Did you know? The bank account must be in the name of the Zerodha account holder. A charge of ₹25 + 18% GST will be levied for primary bank account modification.