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Why have I received a UPI collect request from Zerodha, which I did not raise?

A wrong UPI collect request is sent in the following cases:

1. Another Zerodha client mistakenly entered your UPI ID while trying to add funds on Kite.

Example scenario

  1. Suppose two account holders of Zerodha, namely Ashwin K with UPI id ashwin.k@okaxis and Ashwin L with UPI id as ashwini.l@okaxis.
  2. If Ashwin L enters the UPI id as ashwin.k@okaxis, a wrong request is sent to Ashwin K.

If you have not initiated the transfer, please decline the transaction on the UPI app. Even if the transaction is approved, the fund transfer will fail since your bank account is not mapped to their Zerodha account. Fund transfers only from the linked bank accounts will be accepted. You can have more than one bank account linked to your Zerodha account. To see your linked bank accounts, visit

2. Someone has access to your Zerodha account and has placed a request for you to add funds. If you have not shared your Zerodha login details with anyone, you could be a victim of a phishing attack where the fraudster is trying to get you to add funds to your Zerodha account. You should immediately reset your Kite login credentials in this scenario. See How to reset my Kite password? . Read more about phishing attacks by visiting

Subsequently, they would plan to execute fraudulent transactions with the transferred funds. To know about stock markets scams that every should be aware of visit

  1. A fraudster has registered Zerodha as their name in a UPI app and has sent you the request. Please note only the following are Zerodha’s official UPI IDs while adding funds to the Kite trading platform:
    1. zerodhabroking@hdfcbank
    2. zerodha.broking@icici
    3. zermcx@hdfcbank
    4. zerodhabroking@axisbank
    5. zerodhabroking@yesbank
    6. zerodha.comm@yesbank
    7. zerodha.razorpay@icici
    8. zerodhabrokingsignup@hdfcbank - when you open your account with Zerodha.

If you have received such requests from any ID apart from the above, please email us immediately at [email protected] or create a ticket .