Search for an answer or browse help topics to create a ticket
View all categories

What are unsettled funds?

The unsettled funds in your account is the amount of money you are supposed to receive on account of profits made or stocks sold. The settlement for trades is not instant and exchanges follow a rolling settlement cycle.

Even if you sell stocks or make intraday profits, you will not be able to utilize the proceeds to buy other shares. Funds from the sale proceeds get settled to your trading account after two trading days. Similarly, trades in the F&O segment get settled after one trading day.  Further, in case the T+1 day is a settlement holiday, the intraday F&O profits will be available on the next trade settlement day. Learn more about rolling settlement in this article.