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Why is the money added through IMPS, NEFT or RTGS not reflected in the Zerodha account?

Transferring funds to a Zerodha account with NEFT or RTGS takes 2 hours, while IMPS transactions take 10 minutes.

If the funds don’t reflect within these timelines, it could be due to the following:

  1. The funds are transferred from an unmapped bank account. In such cases, see Can I transfer funds from bank accounts that are not linked to my Zerodha account?
  2. Zerodha has not received the bank details from the remitting bank, even though the funds were transferred from a mapped bank account. In such cases, please create a ticket.

Please use UPI to transfer funds instantly at no cost. See How to add money to my account using UPI?

Did you know? If the funds are transferred using IMPS from HDFC Bank or using IMPS or NEFT from any co-operative bank, the funds will not automatically reflect in the trading account. Please create a ticket with a soft copy of the bank statement that shows a debit towards Zerodha.