Why is money transferred via UPI not added to the Zerodha account?

If you consistently face issues transferring money from the UPI app, please try a different UPI app.

The UPI transaction may fail when adding money to the Zerodha account for any of the following reasons:

Money is transferred directly to Zerodha’s VPA or UPI ID from the UPI app instead of using the Add Funds option on Kite or Coin. See How to add funds to the Zerodha account using UPI?
The UPI ID (VPA) is mapped to a bank account that is not registered with Zerodha. UPI transactions from unmapped or unlinked bank accounts will automatically fail and be reversed within 72 working hours. If the funds are not reversed, contact the bank.
The UPI request sent to the app was not accepted within 5 minutes.
More than 35 UPI transactions were attempted in a day.
The daily UPI transfer limit set by the bank was exhausted. UPI transfers have a limit of ₹1 to ₹2 lakh per day. Banks may have further restrictions on the amount per transaction.
The UPI ID (VPA) was entered incorrectly.

The common error codes from the National Payments Corporation of India (NPCI) are:

Code	Description
U30	Debit has failed - Remitter Bank Issue
U69	Collect Request Expired
U16	Risk Threshold Exceeded - Limit Exceeded
Z8	Per Transaction Limit Set by Remitting Member Exceeded
ZA	Transaction Declined By Customer
ZM	Invalid/Incorrect MPIN
U66	Device Fingerprint Mismatch
Z9	Insufficient Funds In Customer (Remitter) Account
U67	Debit Timeout
ZE	Transaction Not Permitted To VPA by the PSP
Z6	Number Of PIN Tries Exceeded
ZH	Invalid Virtual Address
U28	PSP Not Available
U18	Request Authorisation Acknowledgment Is Not Received
UT	Remitter/Issuer Unavailable (Timeout)
U54	Transaction ID Or Amount In Credential Block Does Not Match With That In Reqpay
ZG	VPA Restricted By Customer
U09	Reqauth Time Out For Pay
Z7	Transaction Frequency Limit Exceeded As Set By Remitting Member
XH	Account Does Not Exist
YD	Do Not Honour (BENEFICIARY)
AM	MPIN Not Set By Customer
YE	Remitting Account Blocked/Frozen
B1	Registered Mobile Number Linked To The Account Has Been Changed/Removed
BT	Acquirer/Beneficiary Unavailable (Timeout)

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