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How do I get a BHIM UPI ID?

Any user having a smartphone and bank account is eligible to use BHIM. That being said, you need your mobile number registered with the bank and a debit card linked to that account. You can download the app from Playstore or AppStore.

After installing and running the app for the first time:

  1. Select Language
  2. The app will ask permission to send SMS to verify.
  3. A successful attempt will take you to the Home page
  4. If unsuccessful, after 45 seconds an OTP will be sent to you.
  5. If step 4 is unsuccessful, you will be prompted to dial an Unstructured Supplementary Service Data (USSD) code.
  6. Once National Payments Corporation of India (NPCI) recognizes your mobile number and handset, your registration is complete.

On successful registration, a default ID i.e. [email protected] will be created. You can add one more Virtual Payment Address (VPA) by going to the profile section.

Click here for a video description of the process to register on the BHIM app.