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I see a deduction of Rs 10.62 on my ledger, what is this for?

Whenever you add money to your trading account using the payment gateway on Kite , you would be charged Rs. 9 + 18% GST , i.e. Rs. 10.62. These are the payment gateway charges. The charge will be applicable for net banking.

This amount will be charged irrespective of the value/amount transferred using the gateway.(the minimum amount that has to be transferred is Rs.50)

To avoid the payment gateway charges, you can choose to transfer funds to your trading account via UPI or IMPS.

You can find the bank account details for the IMPS transfer here .