Search for an answer or browse help topics to create a ticket


Show moreless
View all categories

How to open a minor account online at Zerodha?

  • For online account opening, it's mandatory that both the minor and the guardian have their Aadhaar linked to a mobile number. Additionally, the guardian needs to have an existing Zerodha account. In cases where the minor's Aadhaar is not linked to a mobile number, or if the minor does not have an Aadhaar, the account must be opened offline.  To learn how to open a minor account offline, see How to open a minor account offline at Zerodha?
  • Minors cannot buy stocks. Instead, the guardian can either transfer existing securities in their demat account or buy and transfer securities into the minor’s account. Clients can either transfer using CDSL easiest or use Zerodha’s gift feature. Gifting is an easier process compared to regular transfers. To learn more about gifting, see How to gift securities? To learn more about minor account, see Minor account FAQs.
  • For a video walkthrough on minor accounts, see Open a Zerodha account for your kids and invest in their future.

To open a minor account online, follow these steps:

  1. Visit and log in using the guardian's Zerodha account credentials.
  2. Verify the guardian profile details and click on Continue. If the guardians profile details have to be modified, see How to modify the guardians profile details while opening a minor account? Once the details are updated, the account can be opened online.
  3. Enter the mobile number and email ID, and verify them using OTP.
  4. Enter PAN and the date of birth of the minor, and click on Continue.
  5. On the DigiLocker page, enter the Aadhaar number of the minor and click on Next. Enter the OTP received and submit.
  6. Enter the bank account details of the minor, select the terms and conditions checkbox and click on Continue.
  7. Proceed to do In-person Verification. Both the minor and guardian must be present during the IPV.
  8. Upload the required documents¹ and click on Continue.
  9. Add nominees (optional).
  10. eSign using the guardian's Aadhaar.

Once the account opening process is completed, the account will be opened within 48 working hours, and the login credentials will be sent to the registered email ID.


¹Documents required to open a minor account online:

  • Minor's PAN
  • Minor’s Aadhaar number to verify OTP.
  • Proof of date of birth of the minor can be either a birth certificate, school leaving certificate, passport, or mark sheet issued by a higher secondary board.
  • A recent photo of the minor.
  • Copy of cancelled cheque or bank statement of the minor’s bank account.
  • Legal guardian letter, required if the guardian is anyone other than the parent of the minor.
  • Guardian’s PAN.
  • Guardian’s address proof: Passport, masked Aadhaar, drivers licence, or voter ID
  • Guardian's signature.